Find out now if an IVA is right for you

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Write off up to 80% of your debt

Freeze interests and charges

Stops creditors from contacting you

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With an IVA, You pay affordable monthly payments with no fees and interest from your creditors. This stops threats or legal action. Do be aware, you will be committed to a 5-year government approved plan and if you fail to pay your monthly installments, the process may fail, and bankruptcy could proceed.

Unlike a Debt Management Plan you maybe able to use an IVA to pay off priority debts AND non-priority debts. Any amount of debt can be included in your IVA as there are no minimum or maximum limits set by the law. It is unlikely that you’d be accepted for an IVA if your debt is below £6,000 and you have less than 2 creditors.

When taking out this type of agreement you must work with an Insolvency Practitioner. We can help you find the best practitioner for your individual circumstances and requirements. For more information about insolvency practitioners please visit here.

What is a priority debt?

  • Court fines
  • TV licence
  • Council tax
  • Gas and electricity bills
  • Child support and maintenance
  • Income tax, national insurance and VAT
  • Mortgage, rent and any loans secured against your home
  • Hire purchase agreements, if what you’re buying with them is essential

If you feel an IVA plan isn’t quite right for you, see if a Debt Management Plan would benefit you.

Here’s what our clients say

Exceptional service, I wanted a simple form to fill out online and they provided with an IVA plan as the best solution. I would recommend this service to anyone looking for debt relief.



This company have thoroughly took a huge weight off my mind regarding my debt. If you are in a similar situation to myself please contact this company. They do not judge you and really do offer the best advice! A truly trustworthy and honest company. The advisors are just brilliant! The girl who has personally dealt with my case is just amazing.



Thanks to an easy form to fill out and with not too much information, it turned out an IVA is the best option for me. I now have peace of mind and one affordable payment each month. 



How does an IVA work?


Once accepted, you make one, affordable payment.


The payment is then distributed to your creditors.


On completion, all debt included is written off.

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